@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Playfair+Display:wght@600;700&display=swap');
:root{--navy:#071b3d;--teal:#00635f;--gold:#d59a19;--ink:#172033;--muted:#647084;--line:#dfe5e9;--paper:#f7f8f6;--white:#fff;--mint:#e6f2ed}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;background:var(--paper);font-family:'DM Sans',sans-serif;color:var(--ink);line-height:1.55}.draft{background:var(--navy);color:#fff;text-align:center;padding:.4rem;font-size:.7rem;letter-spacing:.08em;font-weight:700}.site-header{height:82px;display:flex;align-items:center;justify-content:space-between;padding:0 clamp(1rem,5vw,5rem);background:#fff;border-bottom:1px solid var(--line);position:sticky;top:0;z-index:10}.logo,.portal-brand{display:flex;align-items:center;gap:.65rem;text-decoration:none;color:var(--navy);font-size:1.3rem;font-weight:700;line-height:1}.logo img{width:45px;height:45px;object-fit:contain}.logo span span{color:var(--teal)}.logo small,.portal-brand small{font-size:.55rem;display:block;letter-spacing:.12em;margin-top:.25rem}.site-header nav{display:flex;align-items:center;gap:1.3rem}.site-header nav a{font-size:.9rem;color:var(--ink);text-decoration:none;font-weight:600}.button{display:inline-flex;justify-content:center;align-items:center;gap:.3rem;background:var(--gold);color:#172033!important;border:1px solid var(--gold);border-radius:4px;padding:.78rem 1.15rem;font-weight:700;text-decoration:none;cursor:pointer;font:inherit}.button:hover{filter:brightness(.95)}.button.ghost{background:transparent;color:var(--navy)!important;border-color:var(--navy)}.button.small{font-size:.82rem;padding:.5rem .8rem}.nav-toggle{display:none;background:none;border:0;font-size:1.3rem}main{min-height:75vh}.hero{background:linear-gradient(115deg,#eef4f1 0%,#f7f8f6 54%,#f3ead7 100%);display:grid;grid-template-columns:1.03fr .97fr;align-items:center;min-height:575px;padding:clamp(3rem,7vw,7rem) clamp(1rem,8vw,9rem);gap:2rem;overflow:hidden}.hero>div{max-width:610px}.hero h1,.page-head h1,.login h1{font-family:'Playfair Display',serif;font-size:clamp(2.5rem,5vw,4.6rem);line-height:1.05;margin:.35rem 0 1rem;color:var(--navy)}.hero img{width:100%;max-width:650px;justify-self:center;border-radius:10px;box-shadow:0 25px 55px #071b3d22}.eyebrow{font-size:.74rem;font-weight:700;letter-spacing:.12em;color:var(--teal);margin:0;text-transform:uppercase}.lede{font-size:1.12rem;max-width:53ch;color:#4e5b6c}.actions{display:flex;gap:.75rem;flex-wrap:wrap;margin:1.7rem 0}.fine{font-size:.78rem;color:var(--muted)}.stats{display:grid;grid-template-columns:repeat(4,1fr);max-width:1170px;margin:-45px auto 0;position:relative;z-index:1;box-shadow:0 10px 25px #0b173014}.stats article{background:#fff;padding:1.8rem;border-right:1px solid var(--line)}.stats article:last-child{border:0}.stats strong{font-size:2.1rem;line-height:1;color:var(--teal);display:block}.stats span{font-size:.8rem;color:var(--muted);display:block;margin-top:.45rem}.section,.split,.callout{max-width:1170px;margin:0 auto;padding:5.5rem 1.25rem}.split{display:grid;grid-template-columns:1fr 1fr;gap:5rem;align-items:center}.split h2,.section h2,.callout h2{font-family:'Playfair Display',serif;font-size:clamp(1.8rem,3vw,2.7rem);line-height:1.15;color:var(--navy);margin:.35rem 0 1rem}.split a,.qa>a{font-weight:700;color:var(--teal)}.photo img{width:100%;border-radius:10px;box-shadow:0 18px 45px #071b3d18}.cards{display:grid;gap:1rem;margin:1.5rem 0}.cards.three{grid-template-columns:repeat(3,1fr)}.cards.four{grid-template-columns:repeat(4,1fr)}.cards.two{grid-template-columns:repeat(2,1fr)}.cards article,.panel{background:#fff;border:1px solid var(--line);border-radius:8px;padding:1.5rem}.cards h3,.cards h2{margin:0 0 .55rem;color:var(--navy);font-size:1.05rem}.cards p{margin:0;color:#526072;font-size:.92rem}.conditions-preview{background:var(--navy);color:#fff;max-width:none;padding-left:max(1.25rem,calc((100vw - 1170px)/2));padding-right:max(1.25rem,calc((100vw - 1170px)/2));display:grid;grid-template-columns:1.2fr 1fr 1fr;gap:2rem;align-items:center}.conditions-preview h2{color:#fff}.conditions-preview .eyebrow{color:#77c9bf}.conditions-preview ol{margin:0;padding-left:1.3rem;font-size:.86rem}.conditions-preview li{padding:.3rem 0}.conditions-preview .button{color:#fff!important;border-color:#fff}.alt{max-width:none;background:#eef4f1;padding-left:max(1.25rem,calc((100vw - 1170px)/2));padding-right:max(1.25rem,calc((100vw - 1170px)/2))}.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:1.25rem;margin-top:2rem}.steps article{padding:1.3rem 0;border-top:3px solid var(--gold)}.steps span{font-weight:700;font-size:1.2rem;color:var(--teal)}.steps h3,.steps h2{color:var(--navy);margin:.5rem 0}.steps p{font-size:.9rem;color:var(--muted)}.steps.large article{padding:1.5rem;background:#fff;border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:7px}.qa{max-width:900px}.qa>div{margin-bottom:1.4rem}.qa details,.content details{background:#fff;border:1px solid var(--line);padding:1rem 1.2rem;margin:.7rem 0;border-radius:5px}.qa summary,.content summary{font-weight:700;cursor:pointer;color:var(--navy)}.qa p,.content details p{color:var(--muted);margin:.75rem 0 0}.callout{margin:0 auto 5rem;background:linear-gradient(130deg,var(--navy),#0b4852);color:#fff;border-radius:10px;text-align:center;max-width:1100px}.callout h2{color:#fff}.callout p{max-width:760px;margin:1rem auto 2rem}.callout .eyebrow{color:#e5bd57}.page-head{background:linear-gradient(120deg,var(--navy),#0b4852);padding:5rem max(1.25rem,calc((100vw - 1000px)/2));color:#fff}.page-head h1{color:#fff;font-size:clamp(2.3rem,4.5vw,4rem)}.page-head .eyebrow{color:#e5bd57}.content{max-width:1000px}.prose{max-width:760px}.prose h2{font-size:1.65rem;margin-top:2.5rem}.prose li{margin:.7rem 0}.notice{background:#fff7df;border-left:4px solid var(--gold);padding:1rem 1.1rem;border-radius:3px;margin:1.5rem 0;color:#544627}.metric-cards strong{font-size:2rem;color:var(--teal)}.condition-list{columns:2;column-gap:3rem;background:#fff;border:1px solid var(--line);border-radius:8px;padding:2rem 2rem 2rem 3rem}.condition-list li{break-inside:avoid;padding:.35rem 0}.login{display:grid;grid-template-columns:1.1fr .9fr;min-height:calc(100vh - 110px)}.login-intro{background:linear-gradient(145deg,var(--navy),#075e5e);padding:clamp(3rem,8vw,8rem);color:#fff}.login-intro img{width:120px;height:120px;object-fit:contain}.login-intro h1{color:#fff;font-size:clamp(2.3rem,4vw,3.7rem)}.login-intro .eyebrow{color:#e7bd50}.login .panel{align-self:center;margin:3rem;max-width:430px}.panel h2{margin-top:0;color:var(--navy)}label{display:block;font-size:.85rem;font-weight:700;margin:1rem 0;color:var(--ink)}input,select{display:block;width:100%;margin-top:.4rem;border:1px solid #bdc8d0;border-radius:4px;padding:.75rem;font:inherit;background:#fff}.password{display:flex}.password input{border-radius:4px 0 0 4px}.password button{border:1px solid #bdc8d0;border-left:0;background:#fff;border-radius:0 4px 4px 0;padding:0 .7rem}.link-btn{display:block;background:none;border:0;color:var(--teal);padding:.7rem 0;font:inherit;font-weight:700;cursor:pointer}.error{color:#a41414;font-weight:600}.success{color:#08733e;font-weight:600}.portal-shell{display:grid;grid-template-columns:250px 1fr;min-height:100vh;background:#f5f7f7}.portal-shell aside{background:#071522;color:#fff;padding:1.3rem;display:flex;flex-direction:column}.portal-brand{color:#fff;margin-bottom:2rem}.portal-brand img{width:48px;height:48px;object-fit:contain}.portal-shell aside nav{display:grid;gap:.35rem}.portal-shell aside nav a{color:#d1d9df;text-decoration:none;padding:.65rem .75rem;border-radius:4px;font-size:.9rem}.portal-shell aside nav a.active,.portal-shell aside nav a:hover{background:#b88720;color:#fff}.portal-shell aside .link-btn{color:#fff;margin-top:auto;text-align:left}.portal-main{min-width:0}.portal-top{display:flex;align-items:center;justify-content:space-between;background:#fff;border-bottom:1px solid var(--line);padding:1.5rem 2rem}.portal-top h1{font-size:1.65rem;margin:.15rem 0;color:var(--navy)}.identity{display:flex;align-items:center;gap:.6rem;font-weight:700;font-size:.85rem}.identity span{display:grid;place-items:center;width:34px;height:34px;background:var(--teal);color:#fff;border-radius:50%}.portal-content{padding:2rem;max-width:1350px}.portal-content .cards{margin-top:1rem}.portal-content .cards strong{font-size:1.2rem;color:var(--teal)}.table-wrap{overflow:auto;margin:1rem 0}table{border-collapse:collapse;width:100%;font-size:.84rem}th,td{text-align:left;padding:.7rem .65rem;border-bottom:1px solid var(--line);vertical-align:top}th{text-transform:uppercase;font-size:.7rem;letter-spacing:.06em;color:var(--muted)}.claim-form{max-width:720px}.claim-form details{margin:1rem 0}.check{font-weight:500}.loading{padding:3rem;color:var(--muted)}footer{display:grid;grid-template-columns:1.5fr 1fr 1fr;gap:2rem;background:#081726;color:#dae0e5;padding:3rem max(1.25rem,calc((100vw - 1170px)/2));font-size:.85rem}footer img{width:54px;height:54px;object-fit:contain;float:left;margin-right:.8rem}footer a,footer span{display:block;color:#b7c1ca;text-decoration:none;margin:.5rem 0}footer b{color:#fff}@media(max-width:800px){.site-header{height:auto;padding:.8rem 1rem}.nav-toggle{display:block}.site-header nav{display:none}.site-header:focus-within nav{display:flex;position:absolute;top:100%;left:0;right:0;background:#fff;padding:1rem;flex-direction:column;align-items:stretch}.hero,.split,.login{grid-template-columns:1fr}.hero{padding:3rem 1.25rem}.hero img{order:-1}.stats{grid-template-columns:repeat(2,1fr);margin:0}.stats article:nth-child(2){border-right:0}.cards.three,.cards.four,.steps,.conditions-preview{grid-template-columns:1fr}.cards.two{grid-template-columns:1fr}.conditions-preview{padding:3rem 1.25rem}.section,.split{padding:3.5rem 1.25rem}.condition-list{columns:1}.login .panel{margin:1.5rem}.portal-shell{grid-template-columns:1fr}.portal-shell aside{padding:.8rem;position:sticky;top:0;z-index:5}.portal-brand{margin:0}.portal-shell aside nav{display:flex;overflow:auto;margin:.8rem 0}.portal-shell aside nav a{white-space:nowrap}.portal-shell aside .link-btn{margin:0}.portal-top{padding:1.2rem}.identity{max-width:150px;overflow:hidden}.portal-content{padding:1rem}.portal-content .cards{grid-template-columns:repeat(2,1fr)}footer{grid-template-columns:1fr;padding:2rem 1.25rem}.page-head{padding:3.5rem 1.25rem}}@media(max-width:430px){.portal-content .cards{grid-template-columns:1fr}.stats{grid-template-columns:1fr}.stats article{border-right:0;border-bottom:1px solid var(--line)}}
